It is good that you have insured your property, but when you lose it to a disaster, it is challenging to follow the insurance claims settlement. For one, you are already shouldering the burden of the loss of your property. Secondly, you could not be acquainted with current claims regulations in the market.
But, it is never all that gloomy. You can seek the help of a specialized team of handpicked fire claims adjusters to take over your insurance claims settlement so that you can focus on other details of the loss of your property.
The adjuster will conduct in-depth investigations into the claims that your insurance policy covers. These examinations will include every aspect of what you are claiming from your insurance company, including property damage and personal injury following the disaster. When following up your claims for property damage, the adjuster will inspect and record the extent of the damage.
The adjuster will also review available police reports, and speak to witness to the disaster event, and to the owner of the property under claims. That way, you can rest assured that your adjuster will not leave out any detail that would impede or derail your claims settlement.
Hiring an Adjuster
Typically, adjusters represent your insurance company, but, work with your interest in mind. You, however, can hire a public adjuster should you suppose the insurance company’s staff adjuster is biased. Independent adjusters work both ways — for you or for an insurance firm — but both through a third party.
When looking to hire a public fire claims adjuster, it is crucial you consider they are not on a regular paycheck. Ask from your adjuster what percentage of your settlement figure will they require go into paying for their services. When looking for one, it is imperative that you ask your adjuster for referrals of clients they have worked with before. The purpose of this is to confirm the level of their competence in maximizing your insurance claims settlement.