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Marketing statistics tell us that online users use the internet first to search for a product or service before they visit a brick-and-mortar store or even make the first call or online inquiry. It’s no surprise that home buyers are using the same tactics to buy their first home. Here are three ways on how new and veteran home buyers are using the internet for home...

Mortgage rates can be a hindrance to owning a house if not well understood. In most cases, market forces determine this rate and are way beyond a lender’s control. Mortgage interest is even trickier nowadays because of the influence of secondary markets. Understanding the mortgage rates in Utah can get you the best possible deals in the state at any given time....

Being self-employed certainly closes some doors, but opens some windows as well. You lose the convenience of having someone process your tax payments on your behalf, but you become flexible with your work hours. You no longer see your friends in the office as often as before, but you get to be your own boss. One of the fears of many private contractors and sole traders...

Unemployment may be a difficult time for anyone. Unless you have a stock of money in the bank to be financially secure for months, you may need to look for ways to earn fast. Jobs may not easily come by as you go through a lengthy process to get the approval. When you are in dire need of money, you may resort to borrowing some for personal use. As long as you have a good...

Financial institutions have put in place mechanisms that enable them to offer short term loans to clients. The terms and conditions that govern this kind of loans are different from the long-term loans. Hence, it is wise to get to know what you are getting yourself into to avert financial turmoil. Consider the interest rate to know if it is in line with current financial...

People wanting to apply for mortgage a couple of years ago needed to go to their bank or lending company. It’s a process that worked for years, but times change. Now, home buyers experience the benefits of working with a mortgage broker. Experienced Some brokers own a mortgage company when they gain more experience in the field. With this, they offer a wealth of industry...

A mortgage is a security and interest based loan that allows for high credit rate in exchange for a property of equal value. The property becomes collateral and typically goes up for sale upon the borrower’s failure to pay the corresponding instalments. Flexible and negotiable, even extendible, instalment periods are also among the key factors that set mortgages...

TIME magazine says that by 2017, millennials will have more buying power than any generation. This forecast only justifies the claims that members of Generation Y have smart money habits. A 2013 study cited by The Atlantic, on the other hand, found that millennials anticipated spending the greatest amount of money in the coming on year on food — with many skimping on...