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A home loan can be burdensome, but it brings some financial benefits as well. While the most common benefit is tax exemption, there are other benefits to the borrower. Here are the financial benefits you can enjoy from a Salt Lake City home loan: Loans from Friends and Relatives Have Tax Benefits If you got loans from friends and/or relatives, the interest you paid for...

Marketing statistics tell us that online users use the internet first to search for a product or service before they visit a brick-and-mortar store or even make the first call or online inquiry. It’s no surprise that home buyers are using the same tactics to buy their first home. Here are three ways on how new and veteran home buyers are using the internet for home...

Doing finances might seem like a daunting endeavour, especially if you don’t have an affinity for numbers. While having a financial management system in place will ensure a streamlined financial process and improvement of business visibility, a firm grasp on figures is a necessity regardless of where you sit on the organisational chart. Learning to speak the language...

Mortgage rates can be a hindrance to owning a house if not well understood. In most cases, market forces determine this rate and are way beyond a lender’s control. Mortgage interest is even trickier nowadays because of the influence of secondary markets. Understanding the mortgage rates in Utah can get you the best possible deals in the state at any given time....

Starting your own company today is different from the way businesses began just a couple of decades ago. Especially in the tech industry, the most popular success stories belong to people not even old enough to graduate from college before they scored their first major break, which invariably means getting an investor to believe in their project enough to put money on...

The internet has grown to be a provider of endless opportunities. If you want to buy stuff you cannot seem to find anywhere, you can rest assured that you will find it online. Not only does it present you with what you are looking for, from rare collectable toys to imported food and sources of extra income, the internet is a repository of information. Making Money via...

Many homebuyers in Utah are reluctant to put down a large amount of money for a mortgage, realizing they’re rendering their cash illiquid. After all, the market has no shortage of loan products with high LTV. Borrowing more than 80% of the sale price could mean paying for the Private Mortgage Insurance, but, at least, that one-off fee doesn’t have to be paid upfront. You...

Purchasing life insurance may not be the most enticing financial move, but it sure can be rewarding. Not for you though, and that’s the point. Uninterested Parties Insurance agents from Gracey-Backer, Inc. describe life insurance policies as simply the most long-term financial decision a person can make. Of course, the entire agreement revolves around a person not living...

Refinancing can help you save a lot of money if you get the right deal.  Nevertheless, lenders have now tightened the approval process and refinancing could end up being a waste of your time and even hurt your credit history if you’re not careful. In Salt Lake City, for instance, it’s critical to first understand what the process entails and what one is required to...

Americans have always been voicing their concerns and protests against the current tax system. Their rudimentary knowledge of taxes isn’t entirely cohesive, but they are only right to urge the government for less. Considering that the middle class suffers by paying the “most” taxes, that means that the driving force of America’s economy has less money. About the...